HOUSING COUNSELING
Counselors provide one-on-one counseling to help
families become educated consumers who can determine whether and when homeownership
is right for them. We also seek to assist clients address financial and other barriers
to homeownership such as credit, saving, budgeting, employment, and establishing alternative forms of credit. All counselors are nationally trained and certified by NeighborWorks ©
America or National Council of La Raza Homeownership Network.
AFFORDABLE HOUSING DEVELOPMENT
Housing Our Communities acquires and rehabs existing single family properties in Mesa,
Unincorporated Mesa and Chandler, AZ. The rehabilitated properties are then
resold to eligible first time homebuyers. We ensure affordability by providing
up to $35,000 in downpayment and closing cost assistance through HOME funds and also additional funds through the American Dream Downpayment Initiative.
PROPERTY AND CONSTRUCTION PROFILE
We use licensed, bonded contractors in both its new construction
and acquisition/rehab program. All houses must meet HUD Housing
Quality Standards as well as local building and maintenance codes prior to sale to a qualified buyer. All existing properties
are covered by a one-year home warranty if acquired through the acquisition rehab program.
POST PURCHASE EDUCATION AND COUNSELING
Within 12 months of close of escrow, our homeowners are required to attend
six post-purchase classes, offered monthly on a variety of topics. HOC counselors also assist families with post-purchase counseling in areas such as default/foreclosure prevention, budgeting, and other miscellaneous problems that may arise as a result of homeownership. HOC also provides Foreclosure Prevention Counseling and Education to those facing foreclosure. Please call for more details on this program and a schedule of upcoming classes.
TECHNICAL ASSISTANCE
Upon request, we can contract for services to other non-profit agencies to provide technical assistance in such areas as administrative systems, resource development, grant administration, client data tracking, program development and advocacy. Call the corporate office for more details on these services.
OUTREACH
Housing Our Communities conducts outreach in the community by participating
at school, church and neighborhood events where eligible clients are likely
to attend. We conduct group presentations in conjuction with other community organizations such as
Headstart, Family Self Sufficiency(FSS), and Section 8 HOUSE, just to name a few. Information and referral services are
available to the public regarding affordable housing options.